Financial Times Guide to Pensions and Wealth in Retirement (The FT Guides)

by Mr John Greenwood (Author)

• Used

  Paperback
  2009

  $78.95

  At a time when more and more consumers are unlikely to have the retirement of their dreams, this book gives straightforward, clear strategies to help the reader improve their chances of at least making the right decisions

  Nick Cann, chief executive, Institute of Financial Planning

  'This book deals comprehensively with the complexities of UK pensions, both state and private and welcome addition for a very confused public. The book could significantly help people provide more effectively for their retirement and cope with the difficulties of pension planning from a far better informed perspective.''

  Dr Ros Altmann, campaigner, consultant and former Government adviser on pension policy

  John Greenwood is one of the UK's best journalists writing on pensions. Simple, clear and concise; this book tells you everything you need to know about retirement planning. If they had been using this book to teach about pensions at school then we wouldn't have a pensions crisis now.

  Tom McPhail, head of pensions research, Hargreaves Lansdown

  Planning your pension and planning for retirement are essential, because they may be the only source of income you'll have for a third of your life. But because pension planning is often thought of as complicated, it's not always given enough attention.

  Whether you are an avid reader of the financial pages, or you don't know the first thing about money matters, The Financial Times Guide to Pensions and Wealth in Retirement is designed to help you take control of your pension and retirement planning. Offering a range of achievable strategies that will enhance your saving, John Greenwood helps you navigate the complex maze of state, private, workplace and individual pensions, advises on alternatives to pensions and shows you the best ways to manage your retirement wealth and how to pass on your estate efficiently.

  The Financial Times Guide to Pensions will show you how to:

  • Better mange the money in your pension funds

  • Shop around for cheaper pension providers

  • Understand the options open to you at retirement

  • Maintain exposure to the stock market in retirement with the potential for increased returns

  • Maximise your wealth through property, emigrating and non-pensionable savings

  • Resolve disputes over pensions and trace lost polices

  • Reduce your inheritance tax liabilities

  The Financial Times Guide to Pensions and Wealth in Retirementdemystifies the complex world of pensions, retirement options, pension alternatives and retirement wealth. It will motivate you to take action to get the most out of your retirement savings.

  Save money, make money and reduce the risk of losing your money.

  Solving your own personal pensions crisis

  Drawing up your retirement saving plan

  How private pensions work

  Personal and stakeholder pensions

  Workplace schemes - money purchase pensions

  Workplace schemes - final salary pensions

  Self-invested personal pensions (Sipps)

  Small self-administered schemes (SSAS)

  Investment strategy - constructing your portfolio

  State pension

  Pension Credit and means-testing

  Contracting out of the state pension system

  Managing your retirement

  Annuities

  Income drawdown

  Retirement savings not held in pensions

  Disputes and unclaimed pensions

  Retiring abroad

  Inheritance tax planning in retirement